M&T Bank Corporation (MTB) Q3 2025 Earnings Call Transcript
Q3: 2025-10-16 Earnings Summary
EPS of $4.81 beats by $0.42
| Revenue of $2.51B (7.76% Y/Y) beats by $71.71M
M&T Bank Corporation (NYSE:MTB) Q3 2025 Earnings Call October 16, 2025 11:00 AM EDT
Company Participants
Steven Wendelboe
Daryl Bible – Senior EVP & CFO
Conference Call Participants
Robert Siefers – Piper Sandler & Co., Research Division
Gerard Cassidy – RBC Capital Markets, Research Division
L. Erika Penala – UBS Investment Bank, Research Division
John Pancari – Evercore ISI Institutional Equities, Research Division
Christopher McGratty – Keefe, Bruyette, & Woods, Inc., Research Division
Manan Gosalia – Morgan Stanley, Research Division
Matthew O’Connor – Deutsche Bank AG, Research Division
David Rochester – Cantor Fitzgerald & Co., Research Division
Kenneth Usdin – Bernstein Autonomous LLP
Christopher Spahr – Wells Fargo Securities, LLC, Research Division
Presentation
Operator
Welcome to the M&T Bank Third Quarter 2025 Earnings Conference Call. [Operator Instructions] Please be advised that today’s conference is being recorded. I would now like to turn the conference over to Steve Wendelboe, Senior Vice President, Investor Relations. Please go ahead, sir.
Steven Wendelboe
Thank you, Katie, and good morning. I’d like to thank everyone for participating in M&T Bank’s Third Quarter 2025 Earnings Conference Call. If you have not read the earnings release we issued this morning, you may access it along with the financial tables and schedules by going to our Investor Relations website at ir.mtb.com. Also, before we start, I’d like to mention that today’s presentation may contain forward-looking information. Cautionary statements about this information are included in today’s earnings release materials and in the investor presentation as well as our SEC filings and other investor materials. Presentation also includes non-GAAP financial measures as identified in the earnings release and investor presentation. The appropriate reconciliations to GAAP are included in the appendix. Joining me on the call this morning is M&T’s Senior Executive Vice President and CFO, Daryl Bible. Now I’d like to turn the call over to Daryl.
