Ilkka Ottoila
Head of Investor Relations

[Presentation]

Good afternoon, everyone, and welcome to Nordea’s 2025 Capital Markets Day. I’m Ilkka Ottoila, Head of Investor Relations and I’ll be your moderator for the day.

Today, we’ll dive into the details behind our 2030 strategy with updated priorities and financial targets. We are excited to have the opportunity to talk about how we will take Nordea to the next level and create shareholder value.

Let me briefly go through the agenda, which will last for roughly 3 hours in total. We will start with the CEO session. This will be followed by 10-minute presentations, both from the heads of each of our 4 business areas. After this, we’ll take a short 15-minute break. After the break, we will have a more detailed update by our Chief Information Officer on how we deliver Nordic scale benefits. And finally, our CFO, will conclude with a deep dive into the financials.

After the presentations, we will have a Q&A session lasting for